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DP-3 dwelling fire & rental property
Landlord & Rental Property Insurance in Davenport & Polk County
A rental home needs a dwelling fire (DP-3) policy, not a homeowners policy. We cover the structure, your liability as a landlord, and the rent you'd lose after a claim.
Quick landlord quote
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What's covered
Landlord Insurance coverage in Florida
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Dwelling & Other Structures
Replacement cost on the home, plus fences, sheds, and detached garages on the property.
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Loss of Rents
Rental income reimbursed while the property is being repaired after a covered loss.
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Premises Liability
Protection when a tenant or guest is injured on the property and names you in a claim.
Why work with us
Local guidance, national carrier reach
- Short-term and vacation-rental exposures written correctly, not hidden.
- Single homes or a whole portfolio on scheduled policies.
- Certificates and lender evidence issued same day.
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